I got my MKC via the X-plan. Me employer is considered a Ford partner. X-plan pricing is non-negotiable, and all of those money in the dealers pockets fees are waived. There is a $75 doc fee. X-plan is not as deep as an employee purchase, but certainly better than most people can negotiate. You also are provided with all avialable incentives, whether purchasing or leasing. For a MKC Reserve FWD, the msrp is $40,460 (us) and the x-plan price is $38,575 and the dealer invoice is $38,033. I also had about $2500 in incentives when I got mine.
Check with your employer, you may be surprised.
Burgundy Velvet CC
Rear Cargo protector
December 2015 Build