My wife had a close encounter at the bank with a curb at the drive up and one of our MKC 20" wheels. It's pretty gouged so I plan to replace it. Very pricey if you go new. Remanufactured is less than a third of the price but the other 3 wheels look like new so I'm leaning new. Anyone buy remanufactured?
Yes a number of times for 2 other cars, 1 I no longer own, and even bought a full set for winter for my other car.
Highly recommend these guys:
http://midwestwheelandtire.com
Lots of potholes in my area I also was on 40's too.
Anyway, in my experience, it depends on the rim and how it is coated. If it is painted, no problem get the refurbs, however if they are polished or very shiny, get new, I think the 20" are two-tone black and silver? I have yet to find polished or very shiny refurbished ones. I had the same problem last year, lost a rim, sucked it up and bought new because it would look slightly different, not on the MKC.
Midwest Wheel and Tire will let you return too if you are not happy. Give them a call and ask how it is refurbished.
Check on line too, I found a new full set of 18" factory rims with center caps for winter that somebody was selling because they replace the factory rims same day they bought it for a very nice price.
You can also find reduced prices on new factory parts on ford parts web sites too.
20" are not cheap either that is why I went with 18", I go though way to many rims.
You should have full coverage too, just claim it and pay the deductible, just make sure they give you a new one.
Good luck.