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Extended Warranty

9519 Views 16 Replies 11 Participants Last post by  golferman44
When I bought my am MKC the Finance guy, and I use that term loosely, tried to sell me the extended warranty. I declined stating I want to think about it for a while. Interestingly the guy never left me with anything to look over.not one sheet of paper to look over.

Does anybody think this is a good idea?
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We bought an extended warranty. Can't remember the price off hand. We did it because it is a first year model. But usually they say it is just for suckers LOL. We each have to decide based on facts and on your personality and your finances.
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Agree with Laurel -- it's really an individual thing. For me, I did purchase the extended warranty. Yes, Consumer Reports and just about everyone else on the planet says they are a rip-off. I can only go by my past experience; my last two vehicles (a 1995 Mazda Millenia and 2004 Acura TL) were highly-rated vehicles from a repair/warranty perspective. Nonetheless, I did purchase the extended warranty for each and got my money back both times -- and all in the 7th year of ownership (the last year of the warranty). With all the electronic wizardry on these cars today, I just feel there's a good chance something might go wrong and the repair cost, once the regular warranty is done, will probably be quite high. But again, it's really an individual choice based on personality/finances.
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Tough call. I also walked away from the closing without but was laterable to find the levels of plans on the Lincoln website. They have it structured for those that want free service down to wiper blades, but the core plan on the drivetrain was not too high I thought. But I also feel drivetrain items are less likely to give issues. The next tier up did catch the electronics, but I felt it was a little pricey, so I am rollin' the dice on a first year car.
(But I did that with my 2000 LS and had no issues)
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I have never purchased for a vehicle and never will on anything. I reply to those offers with "Are you letting me know this new item I'm about to purchase has known defects?" Their there to make money not lose it. So I will just hang on to those funds myself. In addition it is like half the cost and always in the mail to buy it down the road as the factory warranty is ending and long afterwards on vehicles. I never have high mileage nor will I hang on to a daily vehicle once I decide the best days are ending and there is a new one that we really want to enjoy. After all these years have I had to do some repairs, of course, but I'm by far into the plus over the cost of warranty's and always have the newer products.
We bought an extended warranty. Can't remember the price off hand. We did it because it is a first year model.
Looks like the 'C' has a 6 year powertrain warranty and a 4 year "Bumper to Bumper" warranty?


How long do people intend to keep their 'C'?
Consistent with my prior two vehicles, I will keep my MKC for about 10 years.
Consistent with my prior two vehicles, I will keep my MKC for about 10 years.
That's about all the longer the body will last Upstate. :wink
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I will go about 150,000 or 6 years or so before either my needs change or there are large repairs to fear that drive me to another car. When I moved from New England to the SE, my annual mileage shot up to about 20k or so per year.
Having a classic pickup truck and an old convertible keeps the mix interesting so the daily driver does not have to take all the miles and beatings. Those are investments, the MKC is a daily car-and I like to drive most of the life out of them.
I will go about 150,000 or 6 years or so before either my needs change or there are large repairs to fear that drive me to another car. When I moved from New England to the SE, my annual mileage shot up to about 20k or so per year.
Having a classic pickup truck and an old convertible keeps the mix interesting so the daily driver does not have to take all the miles and beatings. Those are investments, the MKC is a daily car-and I like to drive most of the life out of them.
That's a good time frame to stick by, for me it's all about getting rid of a newer vehicle before it's warranty is up since I hate the thought of what could go wrong and what it could cost.
If you read this Forum, I think you are more likely to take the Extended Warranty.lol
I'm not a Lincoln owner (yet, still lurking), but I own a 2006 Acura TL and decided to get the 8 year/96K extended warranty. It's an insurance policy; you may never use it so you have to decide whether the peace of mind is worth it. In my case it paid off; it was around $1200 but over the 8 years I got about $2K out of it. You hope your car is not going to be the one to need it, but if it is the one it pays for itself.
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If you know a reputable shop that charges fair prices, I think no need for extended warranty.
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Never bought an extended warranty, never will. In 38 years of car ownership, I am so far ahead not wasting my money on 'peace-of-mind' insurance.
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We just bought our MKC and we did not purchase the extended warranty. I told the finance manager what I tell all finance managers when I purchase a car: If you're selling a quality vehicle, I shouldn't need an extended warranty.

During his pitch he handed me two pamphlets (two different warranty packages) and each was in the range of $3K to $3500. I was going to keep the pamphlets, but when I didn't bite, he asked for them back. What's up with that??!!
Hey Golfer, those finance guys are the true " used car salesman". Fast talking, never look you in the eye, shifting while they talk. I didn't buy the EW - and my wife wanted to - because I couldn't trust a guy with such a weak presentation.I just figured I was in for a bait and switch deal.
Hey Golfer, those finance guys are the true " used car salesman". Fast talking, never look you in the eye, shifting while they talk. I didn't buy the EW - and my wife wanted to - because I couldn't trust a guy with such a weak presentation.I just figured I was in for a bait and switch deal.
We all know that the finance manager's office is where the dealership really makes the money. After I declined the extended warranties, the guy didn't even bother wasting his breath on trying to up-sell the detailing packages. I'm thinking that there is a lot of "fine print" in those extended warranties such that they don't want people to see them until AFTER they've actually paid for them.

We didn't bite on the EW when we bought our Lexus and I'm glad we didn't. It would have been a total waste of money. The jury is still out on the MKC, but I figured if Lincoln is trying to re-build its brand, they know that they need to deliver a quality product. I think Lincoln's quick response in the repositioning of the engine start button shows how "desperate" they are.

I know, from reading this forum, that there are still some "bugs" to be worked out - fob/car battery, Sirius, etc. that have been huge irritants/inconveniences for several people, including us as we too have noticed minor problems with our Sirius; but if the engine, transmission, and these days I guess you have to add electrical, prove to be reliable, I'll be happy. I've been looking to replace my RX300 for over two years and found nothing I wanted until I saw the MKC. She's quiet, comfortable, and a smooth ride to say nothing about the fact that she's a beauty inside and out..... and the price tag wasn't too bad either. Now if in the years to come I can keep her in my garage instead of my mechanic's, I'll be happy.
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